If you and this firm agree that you can make a series of monthly payments on your account in specified amounts, you can authorize this firm by phone to initiate those payments electronically from your bank account. By (1) calling us at 800-370-2251 (NY City and Yonkers Residents Only Call 877-368-4531) or taking a call from us; (2) specifying the amounts and dates of payments which you would like to make; (3) identifying the bank account of yours which you wish to use to make the payments; and (4) electronically signing an Authorization, you authorize us to initiate payments from your account in the amounts and on the dates that you specify (and, if necessary, to electronically correct any erroneous debits or credits).  You understand that your bank may charge you a fee for any unsuccessful payment and that we have no liability for any such fee.  All ACH transactions that you authorize must comply with all applicable law and ACH network rules.  YOU ARE NOT REQUIRED TO ARRANGE FOR OR AUTHORIZE ANY PAYMENTS OF THIS TYPE.  If you choose to provide an authorization, you can cancel it by calling us toll free at 800-370-2251 (NY City and Yonkers Residents Only Call 877-368-4531) or sending written notice to us at Zwicker & Associates, P.C., 80 Minuteman Road, Andover, MA 01810.  Any cancellation request should be received by us at least three business days before the date on which you want the cancellation to be effectiveYour authorization in no way limits any right you may have under federal law to stop payment of a preauthorized electronic transfer by contacting your financial institution.



Zwicker & Associates, P.C. is a law firm whose primary business function is debt collection; as such, this communication with our firm may be considered an attempt to collect a debt and any information obtained will be used for that purpose.





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